This course offers this training program in Bank Asset Management, aiming to equip participants with a solid understanding of modern principles in managing banking institution assets and achieving optimal utilization of available financial resources within an effective regulatory and investment framework.
The program covers advanced techniques in managing bank portfolios, risk analysis, and performance evaluation, contributing to the balance between profitability, liquidity, and financial stability.
Asset management is one of the core functions of modern banks, serving as the backbone of investment strategy and risk management. Through this program, participants will gain the analytical tools necessary to assess the quality of banking assets, understand financial market dynamics, and apply asset management methodologies aligned with global economic shifts, banking regulations, and international standards.
Course Objectives
By the end of the course, participants will be able to:
Who Should Attend?
Professionals working in investment and asset management departments in banks.
Treasury and financial planning staff within banking institutions.
Financial managers and analysts in the banking sector.
Risk officers and financial reporting personnel in banks.
Knowledge and Benefits:
After completing the program, participants will be able to master the following:
Clarify key concepts related to bank asset management.
Enhance their ability to analyze and evaluate financial asset portfolios.
Develop effective policies for asset and liability management.
Understand the relationship between asset management and the bank’s financial stability.
Identify banking tools used for hedging and risk management.
Course Outline
Introduction to Bank Assets
Definition and types of assets in the banking context
Differences between current and non-current assets
The importance of asset management in achieving bank objectives
Components of the Bank Portfolio
Loans, bonds, and financial investments
Cash liquidity and other assets
Classification of assets based on risk and return
Asset Management Policies
The principle of balancing risk and return
Asset management under capital adequacy standards
The role of investment committees in banks
Bank Investment Instruments
Money market instruments and treasury bills
Government and corporate bonds
Financial derivatives used for hedging
Asset Evaluation Indicators
Non-performing loan (NPL) ratios
Provision coverage for bad debts
Return on assets (ROA) ratios
Management of Non-Performing Assets
Common causes of asset default
Strategies for rescheduling or recovery
Selling or writing off assets from the balance sheet
Asset and Liability Management (ALM)
Matching principle of asset and liability maturities
Impact of interest rates on asset mix
Managing the liquidity gap and related risks
Gap Analysis Models
Short-term liquidity gaps
Interest rate sensitivity gaps
Using scenario analysis to simulate risks
Digital Transformation in Asset Management
Using electronic asset management systems
Big data analysis in investment evaluation
Cybersecurity challenges related to digital assets
Compliance and Governance in Asset Management
International standards (IFRS, Basel III)
Financial transparency and disclosure requirements